Buy Now Pay Later

How buy now pay later works

When you use a buy now pay later service, you can buy a product and delay payment. You usually pay off your purchase over a few weeks. For bigger purchases, it may be longer.

You don't pay interest on the purchase. Instead you're charged fees, and they can add up quickly.

We offer different buy now pay later options which are:

• Afterpay
• Klarna
• Humm (previously known as Certegy Ezi-Pay and Oxipay) 
• Make It Mine

Some buy now pay later arrangements are also offered through credit card networks such as Mastercard and Visa.